Thunder Bay Area Credit Union
417 W. Chisholm Street,   Alpena, Michigan   49707
 
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Current Rates and Terms

Last Updated: April 4, 2008      



Loans | Mortgages | Savings | Certificates | Loan Calculator | Loan Comparison

All rates are subject to change without notice.

Titled Vehicle Loans Rate
As Low As		 APR* Max Term
Months
New or Used 2008-2007 5.25% 5.25% 72
Used 2006 5.50% 5.50% 66
Used 2005 6.00% 6.00% 60
Used 2004-2003 6.00% 6.00% 54
Used 2002 6.50% 6.50% 48
Used 2001 & Older 7.00% 7.00% 36
Untitled/Recreational Vehicle Loans Rate
As Low As		 APR* Max Term
Months
New 2008-2007 5.50% 5.50% 84
Used 2006-2003 7.00% 7.00% 84
Used 2002 & Older 9.00% 9.00% 24-60
Tractor Loans Rate
As Low As		 APR* Max Term
Months
2008-1998 (up to $19,999) 6.25% 6.25% 72
2008-1998 (Over $20,000) 7.25% 7.25% 120
Other Loans and Credit Cards Rate
As Low As		 APR* Max Term
Months
Loan Special (up to $5,000) 7.00% 7.00% 36
Share Secured Loan 4.75% 4.75% n/a
Visa Platinum 11.96%-12.96% 11.96%-12.96% n/a
Mortgages Rate APR*  
3 Year Balloon (30 Yr Amortization) 5.25% 5.25%  
5 Year Balloon (30 Yr Amortization) 6.00% 6.00%  
15 Year Fixed 6.50% 6.50%  
Home Equity Line of Credit 5.25% 5.25%  

*APR=Annual Percentage Rate
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Savings Dividend Rate APY*
Shares 1.00% 1.00%
Christmas Club 1.00% 1.00%
Vacation Club 1.00% 1.00%
Special Deposit Account ($2000-$4999) 1.75% 1.76%
Special Deposit Account ($5000-$9999) 2.00% 2.02%
Special Deposit Account ($10,000 and more) 2.25% 2.27%
Individual Retirement Account (IRA) 3.75% 3.82%

*APY=Annual Percentage Yield
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Certificates Dividend Rate APY*
6 Month Certificate 2.70% 2.72%
1 Year Certificate 2.95% 2.95%

*APY-Annual Percentage Yield
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